Welcome to Pawn247. By accessing or using our services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms
By using our website or engaging in any of our services (pawn loans, selling, or buying items), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

2. Eligibility
To use our services, you must:
Be at least 18 years old
Provide valid identification where required
Have legal ownership of any item you pawn or sell
Pawn247 reserves the right to refuse service if these conditions are not met.

3. Pawn Loan Terms
Pawn loans are issued based on the assessed value of the item provided as collateral
Loan terms, including repayment period and fees, will be clearly stated before agreement
Items will be returned upon full repayment of the loan and applicable charges
Failure to repay within the agreed period may result in forfeiture of the item

4. Selling Items
By selling an item to Pawn247, you confirm that you are the rightful owner
All sales are final once payment has been made
Pawn247 reserves the right to refuse any item at its discretion

5. Buying Items
All purchased items are sold as-is unless otherwise stated
Customers are encouraged to inspect items before purchase
Refunds or exchanges are subject to Pawn247’s return policy

6. Pricing and Payments
All prices and valuations are determined based on current market conditions
Payments may be made via cash or approved bank transfer methods
Pawn247 reserves the right to adjust pricing at any time without prior notice

7. Prohibited Items
Pawn247 does not accept or deal in:
Stolen or illegal items
Hazardous or restricted goods
Items without verifiable ownership
Any suspicious items may be reported to the appropriate authorities.

8. Limitation of Liability
Pawn247 is not liable for:
Losses arising from failure to repay pawn loans
Indirect or consequential damages related to the use of our services
Delays caused by circumstances beyond our control

9. Privacy and Confidentiality
Your personal information is handled in accordance with our Privacy Policy. We are committed to maintaining confidentiality and protecting your data.

10. Changes to Terms
Pawn247 reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on our website.

11. Governing Law
These Terms of Service shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

12. Contact Information
For questions or concerns regarding these Terms, please contact:
Pawn247
Abuja, Nigeria
+234 806 94949

info@pawn247.com.ng